Thomas v. Equifax Information Services, LLC – watershed settlement

CLA represented a class against Equifax for violations of the FCRA relating to its reporting of public records like liens and judgments. The result was a groundbreaking, nationwide settlement in which Equifax stopped reporting such information for a period of several years, and could only commence reporting them again if it met certain requirements designed to make that reporting as accurate as possible. Equifax also agreed to the creation of a no-fault remedy for recovery of significant money damages for any consumer that was harmed by the reporting of inaccurate civil judgments or tax liens.

Firm News, Updates & Insights

Mixed Credit Files in Vietnamese and Other Communities
Consumer Litigation Associates Can Fix A Mixed Credit File Issue If you’re unfamiliar with what a mixed credit file is, start with our introductory blog post on mixed files HERE or visit our practice areas page on Credit Report Issues...
Better Than Credit Repair? Why You Should Call an FCRA Lawyer First
If you’re struggling with bad credit due to inaccurate information, you may be considering a credit repair organization—but speaking with an FCRA attorney instead can save you money and deliver better, legal results. Before you pay a credit repair company,...
Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...