CLA represented a national class against Experian for violations of the FCRA relating to how accurately Experian reported public records like civil judgments and tax liens. This second groundbreaking settlement provided relief to every consumer that suffered some type of adverse action as a result of Experian’s inaccurate reporting of a judgment or lien. Experian also agreed to not include any civil judgment or tax lien on any consumer report unless the underlying public records, as well as the disposition, are available to Experian with sufficient personal identifying information to conclusively match the record to a consumer file.