on Tuesday, 08 January 2013. Posted in Published CLA decisions
Johnson v. MBNA America Bank, N.A., 357 F.3d 426 (4th Cir. 2004) (seminal opinion defining the duties of data furnishers when investigating credit accuracy disputes)
Saunders v. Branch Banking & Trust Co. of Virginia, 526 F.3d 142 (4th Cir. 2008)(upholding jury award of punitive damages in an 80:1 ratio, discussing the FCRA's willfulness standard, and holding that a credit report is inaccurate for purposes of the FCRA if the information is provided in such a manner as to create a materially misleading impression, e.g., that a disputed debt is not disputed).
Legal Disclaimer: **Obviously, all cases are determined on their unique facts, and in no instances are the facts of any two cases identical. Just as there are differences between all individuals, the impact of any company's violations of the law will affect them differently. Accordingly, nothing on our website constitutes a guarantee or assurance of the outcome of any other case. These materials are presented for informational purposes only and are not intended, nor do they constitute, legal advice. Review of these materials does not create an attorney-client relationship between you and Consumer Litigation Associates Since the unique facts of each case are different, you should not act or rely upon the information contained herein without professional advice and counsel. While no lawyer can guarantee the outcome of any case, Consumer Litigation Associates continually strives to obtain the best possible results for its clients.