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Published CLA decisions

on Tuesday, 08 January 2013. Posted in Published CLA decisions

Johnson v. MBNA America Bank, N.A., 357 F.3d 426 (4th Cir.  2004) (seminal opinion defining the duties of data furnishers when investigating credit accuracy disputes)

Saunders v. Branch Banking & Trust Co. of Virginia, 526 F.3d 142 (4th Cir. 2008)(upholding jury award of punitive damages in an 80:1 ratio, discussing the FCRA's willfulness standard, and holding that a credit report is inaccurate for purposes of the FCRA if the information is provided in such a manner as to create a materially misleading impression, e.g., that a disputed debt is not disputed).

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